P 
Puzzle
AI-native accounting software that closes startup books in real time instead of at month-end.
NOT REALLY
why this verdict
Keep paying — OpenAI has not replaced it
OpenAI's version overlaps, but does not finish the finance job, so this one still earns its $30/mo.
- A named launch, not a vibe named, unlinked
- General AI chat assistants that can categorize a few transactions but can't produce audit-ready, GAAP-compliant books. OpenAI, March 4, 2025 — no announcement link recorded yet.
- How much of the job it covers not the job editorial call
- Parts of it. The job still needs the tool to get finished.
- Is there a free way to do it? paid only
- 3 replacements listed, all paid.
- What the call is worth $360/yr
- $30/mo at the entry paid tier — $360 a year per seat.
Reason composed from the fields above missing: announcement linked missing: free replacement listed recorded: two or more escape hatches
- Threatened by
- OpenAI
- Since
- March 4, 2025
- List price
- $30/mo
- Per year
- $360
The backstory
Puzzle rebuilt bookkeeping from the ground up as AI-native software, automatically categorizing 90 to 95 percent of transactions from connected accounts like Stripe and Mercury and producing real-time burn and runway numbers. A general chatbot can label a handful of transactions if you paste them in, but it cannot maintain a full accrual ledger, reconcile bank feeds continuously, or stand behind numbers an investor or auditor will actually trust.